Financial Fern
Bookkeeping that grows on you—one decision at a time.
Upload statements, receipts and order histories. Financial Fern finds likely matches and suggests categories. You stay in control.
Built for small businesses. No bank connection required to begin.
Product demonstration
Statement transaction
Office Depot
Mar 12 · Debit
$48.62
Receipt
Office Depot #4421
Mar 12 · Paper & toner
$48.62
Likely match
Fern found a likely match between this charge and receipt.
Suggested category
Fern suggests
Office Supplies
Fern categorized similar transactions this way.
Uploads
Bring the records you already have.
Financial Fern currently starts with manual uploads—no bank login required.
Bank and card statements
CSV, TSV, or PDF exports from your accounts.
Receipts
Photos or PDFs of receipts ready to match.
Transaction CSV files
Spreadsheet exports when you already have the rows.
Amazon order history
Supported Amazon CSV exports for order matching.
Shopify orders
Supported Shopify bill/order CSV exports.
More from your books
Drop files in, then review matches and categories in a focused session.
Direct bank connections are on our roadmap.
Workflow
From scattered records to cleaner books.
A simple loop you can stop any time.
Step 1
Bring your records
Upload statements, receipts and supported order histories.
Step 2
Fern does the sorting
Fern looks for likely matches and suggests categories.
Step 3
You make the decisions
Confirm, change or skip each suggestion in a focused session.
Step 4
Stop whenever you need to
Your completed work is saved, and the remaining decisions wait for later.
Matching
See the decision loop.
Receipt or order + statement transaction → likely match → suggested category → confirm, change, or skip.
Product demonstration
Statement transaction
Office Depot
Mar 12 · Debit
$48.62
Receipt
Office Depot #4421
Mar 12 · Paper & toner
$48.62
Likely match
Fern found a likely match between this charge and receipt.
Suggested category
Fern suggests
Office Supplies
Fern categorized similar transactions this way.
Features
Less hunting. Less guessing. More finished bookkeeping.
CSV/PDF data export is not available yet. In-app Reports show period totals for your organized records.
Behind on your books? You’re not alone.
Bookkeeping is easy to postpone when every transaction creates another decision. Financial Fern breaks the cleanup into small, manageable steps so you can make meaningful progress without giving up an entire afternoon.
Fern
Meet Fern, your bookkeeping guide.
Fern finds likely connections, learns from your confirmations and brings uncertain decisions to you. Suggestions stay suggestions until you approve them.
- “Fern found a likely match.”
- “Fern suggests Office Supplies.”
- “Fern categorized similar transactions this way.”
- “Fern needs your help with this one.”
Your books. Your decisions.
- AI suggestions require your review before they become part of your books.
- You can change or skip any suggestion.
- Financial Fern does not provide accounting, tax, legal or investment advice.
- You remain responsible for reviewing your records.
- Today the product uses manual uploads rather than direct bank access.
Security
Built for careful handling of your records.
Private file storage
Uploads go through authenticated APIs into private object storage. Browser clients cannot write files directly.
Short-lived downloads
Authorized receipt downloads use expiring signed links.
Your business scope
Signed-in access is scoped to your business workspace.
Questions, answered plainly.
Do I need to connect my bank?
No. You start by uploading statements and receipts. Direct bank connections are on our roadmap.
Does Fern make changes automatically?
No. Fern suggests matches and categories. You confirm, change, or skip.
Is my information sent to an AI provider?
Yes, for supported AI features such as document extraction and category suggestions, via OpenRouter. See Privacy for details.
Give your books ten minutes.
Start with one statement. Fern will help you take it from there.
Start free